Oxendine urges Georgian to protect their vacation with travel insurance

Atlanta (April 11, 2008) – With airlines canceling or delay hundred of flight over the past few weeks and the Memorial Day Weekend quickly approaching, Insurance Commissioner John Oxendine today urged Georgia travelers to make sure they are protected against possible vacation losses. 

   Whether your family is headed to Savannah or SeaWorld, travel insurance can protect against possible financial losses if you are forced to cancel, delay or interrupt your vacation," Oxendine said.

   Travel insurance can protect against the loss of non-refundable travel costs, such as airfare and hotel expenses. Other types of travel insurance offer protection against losses due to medical emergencies, damage to personal property, and even death. 

Major types of travel insurance include:

     Trip Cancellation - Reimburses you for pre-paid travel expenses if you are unable to take your trip because you or a family member becomes ill or dies. 

     Travel Delay - Reimburses you for pre-paid expenses if you are unable to take your trip because of a travel delay, such as a flight delay or cancellation. 

     Trip Interruption - Reimburses you for pre-paid expenses if your trip is cut short because you or a family member, become ill or die, or because of any other misfortune listed in your policy. Covered reasons might include bad weather, airline strikes, terrorism, bankruptcy, jury duty, or fire or flood damage to your home. Medical and Accidental Death Insurance 

     Medical or Health - Reimburses you for medical and emergency dental expenses that you have because of an illness or injury while you're traveling.